§ Legal Information

Legal Information & Regulatory Status

Last Updated: 5 August 2026

Company Registration

Mavula Investment Ltd

Registered in England & Wales, United Kingdom

Companies House Registration Number: 17368822

Registered Office: Lewis Building, 35 Bull Street, Birmingham, B4 6AF, United Kingdom

Botswana registered operations in progress.

Current Regulatory Position

Mavula Investment Ltd is not currently authorised or regulated by the UK Financial Conduct Authority (FCA). We do not offer regulated banking, investment, lending, or financial advice services at this time.

What we provide today falls under applicable permitted activities:

Introduction and facilitation of property purchase opportunities
Administration of structured payment plans toward asset ownership
Secure processing of payments through licensed third-party providers including Stripe and Flutterwave

We are actively working toward obtaining relevant regulatory authorisations including FCA Payment Institution status and applicable approvals in Southern African jurisdictions. Any future regulated services will only be launched once all permissions are fully granted.

Important Statements

No guaranteed returns

We do not offer, market, or promise fixed interest, yields, dividends, or investment profits.

Not a bank

We do not hold deposits in the capacity of a financial institution; funds are processed and held securely by our licensed payment partners.

No financial advice

We do not provide legal, tax, or financial guidance. All users are strongly encouraged to seek independent professional advice before entering any property transaction.

Fair terms subject to checks

All purchase pathways are subject to successful property valuation, independent legal review, and compliance with anti-money-laundering and verification requirements.

Payment Partners

All monetary transactions are processed through fully regulated service providers. Their terms, privacy policies, and regulatory status apply alongside ours.

Our Path to Full Regulation

We are open about where we are today and where we are going. Below is our honest, phased plan — designed so we can safely start helping citizens now, while working toward the highest UK regulatory standards. Nothing on this page is a promise of timing or outcome.

Now — active
Phase 1 · Property Introducer (unregulated activity)
- Introduce buyers to verified Southern African developer projects
- All funds handled by licensed payment partners (Stripe, Flutterwave) — Mavula never holds client money
- HMRC AML supervision as an Estate Agency Business (registration in progress)
- Voluntary Property Ombudsman membership planned before first sale
Next 3–4 months
Phase 2 · Small Payment Institution (SPI) registration
- File Small Payment Institution registration with the FCA
- Allows Mavula to hold and move up to €3m/month directly
- Independent legal opinion on the introducer model in the meantime
- Real customer pilots begin in Botswana once local escrow attorney is confirmed
Later — when volume justifies
Phase 3 · Full Payment Institution (PI) authorisation
- Full FCA Payment Institution authorisation
- Direct settlement of large project cashflows through Mavula-controlled safeguarded accounts
- Southern African payment institution / EMD licences where locally applicable

Timelines are indicative. Regulatory processes depend on the FCA and local supervisors and may take longer. Nothing here creates a legal obligation.

Contact For Queries

All queries: Sebata@pulalove.com

Please mark your subject line "Legal & Compliance" or "General". Domain mavulainvestment.com is being verified — until then, all correspondence goes to the address above.

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